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Market Intelligence / Mortgage & Rates

Mortgage & Rates
intelligence.

Bank of Canada, qualification and financing developments with clear limits and dated sources.

Last verified August 25, 2026 at 9:00 a.m. EDT

Latest signal

GTA conditions tightened, but property-specific leverage still matters

The GTA remained a negotiation-sensitive market in July. Conditions tightened from June as sales rose on a seasonally adjusted basis and new listings fell, yet 4.6 months of inventory, a 97% sale-to-list ratio and longer total market exposure show that buyers and sellers still need property-specific strategy rather than broad-market assumptions.

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